solvd
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No card, no commitment, no credit pull.

The last investment app you’ll ever need.

Institutional sophistication. Total diversification. Discipline that runs itself. And a one-tap exit, in case you ever need one. All for a flat fee — never a percentage.

Secure my spot See why we’re better
None of your advisor’s fees None of your advisor’s fees None of your advisor’s fees

Flat fees. Never a percentage.

No account fees. No transaction fees. No commissions.

Pricing table 50% off · for life
AUM band Standard Founders
$0 – $25,000 Free Free
$25,000 – $50,000 $22 /mo $11 /mo
$50,000 – $100,000 $44 /mo $22 /mo
$100,000 – $250,000 $66 /mo $33 /mo
$250,000 – $1,000,000 $88 /mo $44 /mo
$1,000,000+ $111 /mo $55 /mo
Savings calculator vs. 1% advisor
Today Green = what you keep 10 yr

Projected value after 10 years · 7.5% return, both

With a 1% advisor $465,990 $2,500/yr in fees
With solvd Founders $509,656 $396/yr in fees
10-year difference $43,666

Both portfolios grow at an identical 7.5% annual return — the only difference is the fee: a 1% AUM fee deducted each year vs solvd's flat fee. Illustration only; returns are not guaranteed and exclude underlying fund expense ratios.

Founders rate is locked for life on whichever band your portfolio lands in. Fees never compound against your balance.

plus everything they lack plus everything they lack plus everything they lack

Sophistication.

Run the portfolio like an institution.

  • Capital efficiency

    Overlap-aware sizing that stretches every dollar.

  • Rebalancing premia

    The small premium discipline pays out, harvested.

  • Risk management

    Position budgets that respond to regime, not feelings.

Diversification.

α, β, ω. Three layers, one account.

  • Liquid alternatives

    Trend, macro, merger arb, long/short, carry.

  • Every asset class

    Stocks, bonds, TIPS, commodities, gold, crypto.

  • Tail hedging

    Long-vol overlays that earn when markets break.

ALLOCATION 5 sleeves

  • Equities

    US + intl + EM

    32%

  • Fixed income

    Treasuries + TIPS + credit

    22%

  • Alts

    Trend, macro, arb, carry

    18%

  • Real assets

    Commodities + gold + REITs

    16%

  • Tail hedge

    Long-vol overlay (ω)

    12%

Automation.

Discipline that runs itself.

  • Round-Ups

    Every swipe rounds up. The change becomes a position.

  • Dynamic Contributions

    More cash in on dips, less at the highs. Automatic.

  • Rubi

    Your AI advisor — never panics, never sleeps.

Evolution.

The product gets better. Automatically.

  • AI improvements

    Every Rubi upgrade reaches your account on day one.

  • New products

    Better, cheaper instruments rotate in as they launch.

  • Lower fees

    Underlying expense improvements pass straight through.

Evacuation.

An exit plan, in case you need one.

  • Monitoring

    Credit, banking, FX, Treasury indicators watched 24/7.

  • Hedging

    A standing crisis book so you don't react in panic.

  • Eject

    One tap from US institutions to a self-custodied wallet.

Meet Rubi

Always-on counsel. Never panicked.

An AI advisor that holds your full portfolio in working memory, reads the market in real time, and never charges by the hour.

  • 01

    Full portfolio context

    Reads your sleeves, history, taxable lots, and runway live. No re-explaining.

  • 02

    Trained on a century of markets

    Every recession, every regime, every drawdown — annotated with what worked and what didn't.

  • 03

    Zero conflict of interest

    Rubi never gets paid more for moving you in or out. Your account, your math.

The chess ladder

Six tiers. Compounding rewards.

Every threshold unlocks more — boost, transfer bonuses, human advisors. Your fee never compounds against you.

Tier AUM Referral Transfer bonus Boost Advisor
01 Novice $0 – $25,000 $25 each 0.5% · cap $25 Unlocks at Advanced —
02 Intermediate $25K – $50K $50 each 1% · cap $100 — —
03 Advanced $50K – $100K $75 each 1.5% · cap $250 2× buying power Annual review
04 Expert $100K – $250K $100 each 2% · cap $500 3× buying power Annual review
05 Master $250K – $1M $150 each 2.5% · cap $1,000 4× buying power Quarterly review
06 Grandmaster $1M+ $200 each 3% · cap $2,500 5× buying power Monthly review

Boost (portfolio margin) involves additional risk and is opt-in. Human advisor reviews supplement Rubi; not a substitute for licensed personal advice.

How it works

Built on the regulated rails already trusted with $9 trillion.

Custody

Your assets, on regulated rails.

Cash and securities are held at an SEC-registered, SIPC-member broker-dealer. solvd is the registered investment advisor on your account — we never take direct custody of your funds.

Fiduciary

Required, by law, to act in your interest.

No commissions on trades. No payment for order flow paid out of your spread. No revenue share with fund managers. The flat fee is the entire business model.

Thesis

We don't try to beat the market.

Institutional allocation, ruthless automation, and a credible exit plan — for a fee that doesn't compound against thirty years of returns. That's the whole product.

“Every tool I wanted as an investor either charged 1% or didn’t exist. solvd is what I built so I could finally stop paying Wall Street to underperform the index.”

Founders, solvd Pre-launch · founders rate locked for life

Common questions

Things people ask before signing up.

  • We're building toward a Founders-access launch in late 2026. Securing a spot now locks the half-rate Founders pricing for life on whichever tier your portfolio lands in.

Reserve your spot

Founders pricing, for life.

The first 5,000 accounts lock in the half-rate Founders fee on whichever AUM tier their portfolio lands in — forever, even after public pricing kicks in.

  • 5,000 seats · founders only
  • 50% off public pricing · for life
  • No card, no commitment, no credit pull